Loans


Agricultural Loans

Specializing in agriculture loans of all types and serving the agricultural producers in our area has been a priority at Farmers State Bank since 1906. All of our current ag loan officers come from ag backgrounds and have both hands on experience as well as over 100 years of combined agricultural lending experience. They can tailor any of our loan products to meet the specific needs of your operation. All loan decisions are made locally by officers and directors that share in many of the same challenges our customers face every day. Our staff makes the difference.
  • Livestock Loans
  • Farm Operating Loans
  • Equipment Loans
  • Farm Real Estate Loans
  • Breeding Stock Loans
  • FSA Guaranteed Loans

Ask any of our loan staff for detailed information regarding your specific borrowing needs.


Commercial Loans

At Farmers State Bank we are dedicated to helping the area businesses remain strong. Owning your own business, you understand the value of a responsive financial resource that provides you with viable answers to unique situations. We invite you to discover the difference our expertise, response and tailored loan solutions can make to your business.
  • Working Capital Loans
  • Lines of Credit
  • Intermediate Term Loans
  • Commercial Real Estate Loans
  • Loans to municipalities and government entities
  • Government Guaranteed Loans


Consumer Loans

Whatever your loan needs may be…improving your home, a vehicle purchase for your sixteen-year old, a great family vacation or an unexpected appliance replacement look to Farmers State Bank as a loan resource you can rely on. We’ll take the time to listen and to tailor a loan to meet your unique needs, while combining attractive rates, flexible terms and fast, friendly service.
  • Auto Loans
  • Home Improvement Loans
  • Boat and RV Loans
  • Personal Loans
  • Loans secured by savings or CD, marketable securities, cash value life insurance, titled vehicles and by purchase money security interest in consumer goods.

Click here for our Credit Application.


Real Estate Loans

Farmers State Bank can assist you with any of your real estate loan needs. We offer competitive rates on purchases and refinances. People you know will service your loan in your hometown bank.
  • Agriculture or Business Real Estate Loans
  • Residential Real Estate Loans
  • Construction Loans
  • Commercial Real Estate Loans
  • Government guaranteed Loans


Current Loan Rates

Any of our competitively priced loan products can be tailored to specifically meet your needs.
Ask any of our loan staff for detailed information regarding your specific borrowing needs.